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Investments and Inheritance

Annuities Overview

At Fiscal Designs, we understand the importance of a secure retirement plan. Annuities can be a key part of this, since they offer compelling growth, various income options, tax deferral and other benefits and guarantees. Best of all, there are no added advisor fees. We’ll share the pros and cons of annuities with you, ensuring you understand if/how they fit into your overall wealth building and retirement strategy. Annuities can be a powerful tool, providing peace of mind and financial stability throughout your lifetime.

Deferred Fixed Annuities

Deferred fixed annuities are an excellent choice for long-term growth with tax-deferred benefits. With tax deferred fixed annuities, you can grow your investment without immediate tax implications, a strategy beneficial for those still in their peak earning years. Fixed deferred annuities combine the safety of fixed returns with the advantage of tax deferral and no advisor fees, making them an attractive option for savvy investors looking to safely bolster their retirement savings.

Fixed Index Annuities

For those seeking a combination of safety, growth potential, income and tax deferral, fixed index annuities are an ideal choice. We offer a comprehensive selection of fixed index annuities from industry leading firms. We’ll help you understand how these products can offer returns linked to market performance while protecting your principal without any added advisor fees. These solutions can be designed for growth, income, or both. This optimal blend of security and growth potential, with tax deferral and no advisor fees, makes fixed index annuities a popular choice among our clients.

Income Annuities

Our income annuities are designed to provide stable guaranteed retirement income, very much like a social security check. They are particularly beneficial for those seeking reliable retirement income. Our guaranteed income annuities ensure a consistent income stream, providing certainty and peace of mind throughout retirement. They’re an excellent choice for retirees who want steady, predictable and guaranteed income from a portion of their net worth.

Individual Retirement Accounts (IRAs)

We offer an array of individual retirement accounts (IRAs), catering to various financial goals and life stages. We specialize in helping clients reposition former employer 401K’s and Thrift Savings Plans to IRA’s designed for growth and future retirement income. Our strategies include different types of individual retirement accounts, each with unique features and benefits. Whether you’re looking for traditional IRAs or more specialized options, we guide you through the process. IRAs are a key component of retirement planning, and our expertise ensures that you choose the best solution to meet your long-term financial goals and objectives.

At Fiscal Designs, our focus is to provide you with comprehensive and tailored financial solutions. With our guidance, you’ll have clarity and confident navigating the world of investments and secure your financial future.